Heat 1 Tbsp oil over medium high heat in a medium sauce pan. Take each tortilla and semi dip each tortilla side in the oil before placing in pan to fry. Fry until semi-crisp.
Meanwhile, heat the remaining oil in another saucepan and add beans, Ro*tel, spices and salt to taste. Simmer for 5-10 minutes.
Fry 2 eggs until medium over easy. If you like the yolk to be runny, over easy then.
Assemble: Place 2 Tbsp of bean mixture on plate, then add one tortilla over beans. Add 1 Tbsp of beans and add one egg. Place 2nd tortilla on top and add 2 Tbsp beans, sprinkle with cheese. Take third tortilla and add 1 Tbsp beans, 2nd egg, and sprinkle with cheese. Add final tortilla and layer with 2 Tbsp of beans and rest of cheese. If cold already, zap in microwave.
If Vegan: Eat a bowl of bean mixture over brown rice. Can be accompanied with a nice big green salad.